“i am one of those who finds morality dangerous.”
You are the first I have ever heard say/write that. It seems to me, that you have a point, that morality is/would be dangerous if one looks to another: like God, the state, a book, the life of a corporation, or other institution, etc. We know that a lot of cruel and crazy things have been done in the name of all listed. Because we live as beings who's knowledge is always incomplete (less than perfect, many times not knowing what the answer is) what is moral for one is not moral for another.
For example: Because Red Cloud was a Sioux warrior, what was moral and honorable for him would be an unimaginable immoral act for me. Red Cloud, as a Sioux warrior, within his culture and his mind, when he would cut off the penises of his enemies and stuff them down their throats, while they were still alive, was simply doing what all braves were expected to do. To me, Red Cloud was a great leader and did what he had to do for his people—within the context of who he was, then, in history, he was moral.
For me, now, to do something like what Red Cloud would do to his enemies is totally crazy and immoral. I don't think I even have any enemies in that sense. My morality is based on what the people around me might need from me: my wife, kids, grand kids and my colleagues at work—my community—that is, being thoughtful of those around me including myself.
Morality is subjective and it is not. That is, if one takes the responsibility for her/his community upon her/himself (as I wrote above) and thinks things through and acts upon what she/he knows, and does the best she/he can do, no one can judge her or him. But if one does not think things through in a thoughtful manner and becomes a danger to her/himself and/or others that one is, in my mind, immoral.
If one has the capacity to be moral and does not exercise that capacity, she/he is immoral: that is, not think, not investigate, not try, etc. However, every one, I believe, has the right to live their own life as long as they are not a danger to others. So in my mind, if someone wants to be selfish and never think about others, it's their right; that is alright as long as they are not a danger to others, but they cannot be called moral—neither are they criminal, but, for someone to be moral, in my mind, they must care about their community including the weakest among them. It is one thing to exercise your rights; it is another thing to be moral.